Capital Small Finance Bank IPO

Capital Small Finance Bank commenced operations as India’s first small finance bank in 2016, and are among the leading SFBs in India in terms of asset quality, cost of funds, retail deposits and CASA deposits for Fiscal 2021. The company has the most diversified portfolio with sizeable book in multiple asset classes as compared to other SFBs with a highest proportion of secured lending of 99% as of Fiscal 2021 among the SFBs.

The IPO consists of a fresh issue of Rs.450 crore and an offer for sale of up to 3,840,087 equity shares. According to the DRHP, the OFS will witness the offloading of 3.37 lakh equity shares by PI Ventures LLP, Amicus Capital Private Equity I LLP will offload up to 6.04 lakh equity shares, 70,178 equity shares are to be offload by Amicus Capital Partners India Fund I, up to 8.37 lakh equity shares are to be offloaded by Oman India Joint Investment Fund II and lastly, 19.91 lakh equity shares by other shareholders.



Opening Date

To be announced

Closing Date

To be announced

Price Band

To be announced

Issue Size

To be announced

Face Value

To be announced

Market Lot

To be announced

Listing at NSE, BSE

IPO Open Date To be announced
IPO Close Date To be announced
Allotment Date To be announced
Initiation Of Refunds To be announced
Credit Of Shares To
Demat Account
To be announced
IPO Listing Date To be announced
UPI Mandate Expiry Date To be announced

IPO Financials

Particulars 2019 2020 2021
Revenue From Operation 3,185.85 2,768.19 2,317.57
EBITDA 702.29 499.19 386.90
EBITDA Margin (%) - - -
Profit 1395.56 1091.49 925.70
EPS 11.98 8.16 6.82
ROE 9.51 7.72 8.02

How to apply in IPO via UPI on Dynami

A simple and smartest way to Apply in IPO online via Religare Dynami Mobile App

Why should you invest in the Capital Small Finance Bank IPO?

Below are your top reasons:

  • They were in the leading positions in asset qualities, costs of funds, retail and CASA deposits in FY21.
  • Capital Small Finance Bank has steady financials among SBFs. Their GNPA and NNPA of 2.08% and 1.13% are the lowest among small finance banks.
  • Capital SBF has faired better during major disruptive events. It has shown resilience and continuous growth in deposits.
  • They have maintained a higher growth ratio than the public sector banks, private sector banks, and their combined growth rate from 2017 to 2021.

Know before investing

Strengths Risks
Strong retail liability franchise with a high share of CASA Subject to strict regulatory requirements and prudential norms
Consistent track record of growth with constantly improving operational and profitability metrics Exposed to operational and credit risks which may result in NPAs. If the bank fails to control the level of NPAs in the portfolio effectively, the provisioning coverage as a percentage of gross NPAs, business, financial condition, results of operations and cash flows could be adversely affected
Robust credit assessment processes and risk management practices; Impact of volatility in interest rates, which could cause net interest margin to decline

How to apply for Capital Small Finance Bank IPO ?

Retail investors need to apply for the IPO using UPI

UPI

  • Link your bank account to a UPI ID.
  • Register your UPI id with your Demat account.
  • Subscribe for Capital Small Finance Bank IPO and approve the payment on your UPI ID.

Demat Account

How to open a Demat & Trading Account?

Demat & Trading Account
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Frequently asked questions

  • An IPO also known as initial pulic offering or stock launch is a process when a private company sale its shares to public for the first time. Learn more about IPO at our knowledge centre.

  • Capital SFB IPO is a combination of new shares worth Rs 450 crore and 3,840,087 equity shares from selling shareholders.

  • A lot size is the minimum number of shares that an investor has to bid for. A lot size differs for each IPO and is fixed by the company.

  • IPO Price Band is the price range within which investors can bid for the shares. The minimum price is called the floor price and the maximum price is called the cap price.

  • Issue size is the total value of an IPO. It is calculated by multiplying the number of shares offered by the company by the issue price per share.

  • You will receive an email on your registered email id if the IPO shares are allotted to you. Alternatively, you can also visit the registrar of the company’s official website and provide the details as asked in the allotment status section of the website.