Tata Capital IPO
IPO Timeline
About Tata Capital IPO
Tata Capital, established in 2007, is the financial services arm of the Tata Group, one of India’s most trusted business houses. It operates as a non-banking financial company (NBFC) and offers a wide range of financial products, including personal loans, business loans, home loans, wealth management, and credit cards. Through its subsidiaries like Tata Capital Housing Finance and Tata Securities, the company also provides housing finance, property loans, and stock market services. With its strong brand presence, digital-first approach, and customer-friendly solutions, Tata Capital serves both retail and corporate clients across India. As the flagship financial services provider of the Tata Group, Tata Capital combines a 150-year Tata legacy with modern technology to deliver reliable and accessible financial services.
Tata Capital IPO Subscription Status
| Date | QIB | NII | Retail | Total |
|---|---|---|---|---|
| TBA | 0 | 0 | 0 | 0 |
| TBA | 0 | 0 | 0 | 0 |
Tata Capital IPO Financial Status
| Particulars (in Rs. Crores) | 30 Jun 2025 | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|---|
| Assets | 2,52,254.28 | 2,48,465.01 | 1,76,693.98 | 1,35,626.10 |
| Total Income | 7,691.65 | 28,369.87 | 18,198.38 | 13,637.49 |
| Profit After Tax | 1,040.93 | 3,655.02 | 3,326.96 | 2,945.77 |
| EBITDA | 5,565.86 | 20,338.22 | 14,247.76 | 10,763.22 |
| Net Worth | 32,761.73 | 32,587.82 | 23,540.19 | 17,959.06 |
| Reserves and Surplus | 29,260.88 | 24,299.36 | 18,121.83 | 11,899.32 |
| Total Borrowing | 2,11,851.60 | 2,08,414.93 | 1,48,185.29 | 1,13,335.91 |
Tata Capital IPO SWOT Analysis
Strengths
- Backed by the Tata Group, one of India’s most trusted conglomerates with a 150+ year legacy.
- Third largest diversified NBFC in India, providing 25+ lending products across retail, SME, and corporate segments.
- Advanced digital infrastructure with API-driven automation, AI-based customer support, and scalable systems.
- Strong distribution through pan-India branches, digital platforms, and partnerships, with 97%+ digital onboarding.
- ISO 31000:2018 compliant framework covering 11 risk categories, ensuring strong governance.
Risks
- Borrowings of over ₹2 trillion; any default or covenant breach may impact operations.
- Heavy reliance on the Tata brand license; negative publicity around the group could affect business.
- Faces stiff competition from banks, fintechs, and other NBFCs, which may put pressure on margins and growth.
- Despite controls, the company remains vulnerable to credit, market, liquidity, and cyber risks.
- Future capital requirements and deployment plans are based on internal estimates and not independently validated.
Frequently Asked Questions
What is the issue size of Tata Capital IPO?
The issue size of the Tata Capital IPO is ₹15,511.87 crore.
What is 'pre-apply' for Tata Capital IPO?
Pre-apply for the Tata Capital IPO means submitting your application before it opens so it’s automatically placed on the first day.
How can I pre-apply for Tata Capital IPO?
You can pre-apply for the Tata Capital IPO through Religare Broking before October 6, 2025, so your application is automatically submitted on the opening day.
If I pre-apply for Tata Capital IPO, when will my order get placed?
If you pre-apply for the Tata Capital IPO, your order will be submitted automatically on the IPO opening date, October 6, 2025.
When will I know if my Tata Capital IPO order is placed?
If you pre-apply for the Tata Capital IPO, your order will be placed automatically on the IPO opening date, October 6, 2025.
What are the open and close dates of the Tata Capital IPO?
The Tata Capital IPO opens on October 6, 2025, and closes on October 8, 2025.
What is the lot size of the Tata Capital IPO
The lot size for the Tata Capital IPO is 46 shares.
What is the price band of the Tata Capital IPO?
The price band for the Tata Capital IPO is ₹310 to ₹326 per share.
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+91-22-4918 6270
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